Why does BLACKDOG give credit? Establishing set credit and payment terms with our members allows BLACKDOG to reduce the number of financial transactions associated with post up gaming. By working more effectively and efficiently than most post up operators we can deliver better services and benefits to our members. What is the minimum annual income required to open a credit account? You’ll need to be making at least $50,000.00 annually to qualify for a credit account. What factors does BLACKDOG use to determine my credit limit? We look at your annual income, employment history and payment history. When can I request a credit increase? Once you’ve made three timely payments. After six subsequent timely payments you can request a further increase. How much credit can I receive on a trial account? The maximum credit we give on a trial account is $500.00. What is the maximum amount of credit I can receive after my trial account is converted? Individual member’s credit limits vary, but the maximum credit limit for any member is $2,500.00. What information will I need to provide in order to apply for a credit account? You must provide BLACKDOG with your employer’s name, address and contact number. We’ll also need your job title, time in employment, and a copy of your most recent pay stub - personal details such as social security number and date of birth can be blacked out. Why does BLACKDOG require employment verification? To determine the credit amount we can offer you, and verify your ability to pay. It also helps us prevent underage - and discourage professional - gambling. What is the employment verification process? Blackdog verifies the information you provide by telephoning your employer. We will NEVER disclose the reason for telephoning - we will only describe it as personal. Upon employment verification BLACKDOG will open your trial credit account. What happens if I can’t pay? Stop gambling. Get help. We took a gamble by giving you credit, so we’re willing to take the loss. What are BLACKDOG's hours of operation? Wagering Everyday, from 10:00 a.m. Eastern until the halftime of the last available game. Internet wagering 24 x 7. Customer Service Everyday, from 10:00 a.m. Eastern until the halftime of the last available game. Sales Everyday, from 10:00 a.m. Eastern until 10:00 p.m Eastern.